Envelopes is a virtualisation of the envelope budgeting method. It is simple to use and allows you to keep a close eye on where your money is being spent, but without the need to keep paper envelopes filled with cash around. ∙ Create unlimited envelopes and order them to your preference. ∙ Set up a budget with Quick Deposits and distribute your income to all your envelopes at once. ∙ Create withdrawals, deposits, and transfers with custom memos to track your spending. ∙ Secure your data with a passcode, and use Touch ID if supported by your device. ∙ Transfer all your data from Envelopes 2.