With automated deposits, accessible investing and smart budgeting, Plum gives your money momentum. We give your personal finances a push to help you reach your goals, whatever they may be. GIVE YOUR BANK A BRAIN • Link your bank accounts to get an overview of all your finances • Plum can automate your deposits to help you put more money aside over time • You choose the Rules that control how much money you’d like to set aside • Options include our AI algorithm and Round Ups • Gamify deposits with our 52-Week Challenge or Rainy Day Rule • Withdraw anytime, as often as you’d like (except pension) NEW: EARN 4.92%* WITH PLUM INTEREST • Get returns that follow the Bank of England base rate • Enjoy easy access to your money with 1-business day withdrawals • Any returns are paid daily • Add as much or as little as you want to the fund • Available to all Plum users Capital at risk. *Variable rate correct as at 22/09/23. Forecasts are not a reliable indicator of future performance. Returns arent guaranteed. AUTOMATE DEPOSITS • Use our Splitter to divide your deposits between savings and investment funds • Earn up to 4.21% AER on your savings with a FSCS-protected, Interest Pocket** • Automated investment options include stocks, funds and pensions ** Easy Access Interest Pockets are provided by Investec Bank Plc. UNLIMITED COMMISSION-FREE† STOCK INVESTING • Create your profile in minutes to start buying and selling US company stocks • Choose shares from up to 3,000 companies like Amazon or Tesla • Set up repeat buy orders and price alerts to put your investing strategy into action. † A 0.45% currency conversion ‘FX’ markup and nominal regulatory fees still apply. The total fees charged to buy and then sell (2 trades) 1 share worth $100 would be around $0.90. DIVERSIFY YOUR INVESTMENTS WITH FUNDS • Invest from just £1 • Choose from up to 22 different funds themed around risk level or sector • Personalise your portfolio with funds like ‘Slow & Steady’, ‘Tech Giants’ or options with an ethical focus • Premium funds allow greater diversification through Gold, Biotech and Real Estate assets • Funds are professionally managed and each one contains lots of different company shares • Access our money market fund and earn a gross variable return of 5.31% (rate correct as of 11/07/23). • Available with Plum Pro subscription or above (from £2.99/month) • Intuitive and transparent fees‡ ‡ Here are the fees when you invest in funds with Plum: • £2.99 minimum monthly subscription • 0.90% annual Assets Under Management (AUM) and average fund management fee§ • No withdrawal fees or limits § This includes an (AUM) fee of 0.45% charged by Plum, as well as a 0.06–1.06% fund management fee, depending on the specific investment fund(s) you choose. GET READY FOR RETIREMENT • Consolidate your existing pensions into a single Self-Invested Personal Pension (SIPP) • Choose from risk managed or diversified global funds • There are no subscription charges for a Plum SIPP • 0.89% annual Assets Under Management (AUM) and average fund management fee‖ • Get tax relief on your contributions ‖ This includes a 0.45% Product Providers fee, as well as a 0.08%–1.06% fund management fee, depending on the specific investment fund(s) you choose. SECURITY & PRIVACY • We support biometric security (face/fingerprint ID) • Any sensitive data we hold is stored using symmetric cryptography (AES) • We never share your data with third parties without consent HERE WHEN YOU NEED US • Customer support available 7 days a week Plum is a trading name of Plum Fintech Ltd. Plum Fintech Ltd. is a registered AISP with the FCA (FRN: 836158). Plum Money is the trading name of Saveable. Saveable Ltd. is authorised and regulated by the FCA (FRN: 739214) as an investment firm and credit brokerage firm. For investments and pensions, all fund management and provider fees are shown annually, billed monthly and immediately reflected in your portfolio.