• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place. • Spend like a local, globally, with free AED, USD, EUR, and GBP accounts. • Travel smart with your Wio card. Pay no foreign exchange fees with your multi-currency accounts and earn 1% cashback on your transactions! • Earn 6% p.a. interest on Saving Spaces balances above AED 35,000 up to AED 5 million when you sign up to Wio Personal Plus Plan. • Get a Wio card that you can use instantly online and add it to Apple Pay. Order your physical card anytime. • Get rewards that grow with 1% cashback on all your spends. • Create instant virtual cards and pay online or in-store. • Access thousands of stocks & ETFs and start investing with only $1 in the same app. • Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage. • Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates. • Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.